ZURVY · Verdict

A summary of rules, not a profit forecast — don’t buy just because of a green verdict.

• ▲ P/E 15.3 — cheap for this stock (over 4 y: from 14.8 to 18.1)
• ▼ P/E 15.3 vs peer median 11.3 — more expensive than peers
• ▼ P/S 1.5 — expensive for this stock (over 4 y: from 1.0 to 1.6)
• ▲ P/S 1.5 vs peer median 1.7 — cheaper than peers
• ▼ EV/EBITDA 8.4 vs peer median 6.0 — more expensive than peers
• ▼ FCF yield 4.8% — expensive for this stock (over 4 y: from 5.0% to 9.1%)
• ▼ FCF yield 4.8% vs peer median 15.5% — more expensive than peers
• ▲ Forward P/E 2.2 is below the current one — earnings growth expected

• ▲ ROE 26% — high return on equity
• ▼ Net margin fell: 8.9% → 7.7%
• ▲ Debt / equity 0.55 — moderate debt
• ▲ Free cash flow positive every year

• ▲ Revenue grows 25.6% per year (3 y)
• ▲ Earnings per share grows 21.2% per year (3 y)
• ▼ Analysts cut the earnings forecast by -88.7% in 90 days

• ▲ Price above SMA200 — long-term uptrend
• ▲ SMA50 above SMA200 — trend up

• ▼ Risk/reward 1:0.8 — the target is closer than the stop
• ▲ Max drawdown in the period -22% — shallow

• ▲ Mean analyst target +11% from the current price

• ▲ S&P 500 above SMA200 — the market is in an uptrend
• ▲ Sector (XLF) above SMA200 — in an uptrend