SMFG · Verdict

A summary of rules, not a profit forecast — don’t buy just because of a green verdict.

• ▼ P/S 5.1 vs peer median 3.9 — more expensive than peers

• ▲ Net margin rose: 21.7% → 27.3%
• ▼ Debt / equity 2.06 — heavy debt load
• ▼ Free cash flow often negative

• ▲ Revenue grows 15.9% per year (3 y)
• ▲ Earnings per share grows 11.0% per year (3 y)
• ▼ Analysts cut the earnings forecast by -47.0% in 90 days

• ▲ Over 6 mo stronger than its sector (XLF) by 6%
• ▲ Price above SMA200 — long-term uptrend
• ▲ SMA50 above SMA200 — trend up
• ▲ Over a year +49% vs S&P 500 +11% — stronger than the market

• ▼ Earnings in 11 d — the price may move sharply (≈ ±6.6%)
• ▼ Risk/reward 1:0.7 — the target is closer than the stop
• ▼ Volatility 29% per year — much higher than the market (13%)

• ▼ Mean analyst target -35% from the current price

• ▲ S&P 500 above SMA200 — the market is in an uptrend
• ▲ Sector (XLF) above SMA200 — in an uptrend