SCHW · Verdict

A summary of rules, not a profit forecast — don’t buy just because of a green verdict.

• ▲ P/E 15.1 — cheap for this stock (over 10 y: from 17.0 to 31.9)
• ▲ P/E 15.1 vs peer median 22.0 — cheaper than peers
• ▲ P/S 5.6 — cheap for this stock (over 10 y: from 5.6 to 8.6)
• ▼ P/S 5.6 vs peer median 3.7 — more expensive than peers
• ▲ Forward P/E 11.3 is below the current one — earnings growth expected

• ▲ Piotroski 7/7 — strong financial health
• ▲ ROE 21% — high return on equity
• ▲ Net margin rose: 34.6% → 37.0%
• ▲ Debt / equity 0.63 — moderate debt
• ▲ Free cash flow positive every year

• ▲ Revenue grows 15.4% per year (5 y)
• ▲ Earnings per share grows 17.0% per year (5 y)

• ▼ Over 6 mo weaker than its sector (XLF) by 12%
• ▼ Price below SMA200 — long-term downtrend
• ▲ SMA50 above SMA200 — trend up
• ▼ Over a year -7% vs S&P 500 +11% — weaker than the market

• ▼ Risk/reward 1:0.8 — the target is closer than the stop
• ▼ Volatility 25% per year — much higher than the market (13%)
• ▼ Max drawdown in the period -50% — deep

• ▲ Consensus of 22 analysts — buy
• ▲ Mean analyst target +33% from the current price
• ▼ Insiders selling over 6 mo

• ▲ S&P 500 above SMA200 — the market is in an uptrend
• ▲ Sector (XLF) above SMA200 — in an uptrend