CILJF · Verdict

A summary of rules, not a profit forecast — don’t buy just because of a green verdict.

• ▼ P/S 2.3 vs peer median 1.1 — more expensive than peers
• ▲ FCF yield 77.8% vs peer median 18.7% — cheaper than peers
• ▼ Cyclical company at peak earnings: P/E 2.5 is understated; on average earnings over 4 y it is —

• ▲ Piotroski 7/7 — strong financial health
• ▲ Net margin rose: 3.9% → 25.5%
• ▲ Debt / equity 0.06 — moderate debt
• ▲ Free cash flow positive every year

• ▼ Revenue falls -9.7% per year (3 y)
• ▲ Earnings per share grows 68.5% per year (3 y)

• ▼ Over 6 mo weaker than its sector (XLF) by 24%
• ▼ Price below SMA200 — long-term downtrend
• ▼ SMA50 below SMA200 — trend down
• ▼ Over a year +3% vs S&P 500 +11% — weaker than the market

• ▼ Volatility 49% per year — much higher than the market (13%)
• ▼ Max drawdown in the period -47% — deep

• ▲ S&P 500 above SMA200 — the market is in an uptrend
• ▲ Sector (XLF) above SMA200 — in an uptrend